Things are hard everywhere it seems. The average adult in America has debt of almost $4000 to credit lenders, with the average household holding 13 different cards. And the typical American adult owes more than $11,000 in education loans, more than $8000 on their car, and over $70,000 on their mortgage. Wholly, U.S. consumers are almost $12 trillion in debt.

If you won the lottery, you could use that money to better your situation; get cash for your lottery annuity now.

You Are Not Alone

In a recent survey done by the American International Group (AIG), 65% of those polled said they would rather get a lump sum payment than structured payments over time. If you have a lottery annuity and face surrender charges it?s wiser to sell your annuity rather than surrender it. The surrender charges are explained in the contract and typically range from seven to 15% of how much you plan to withdraw. Rather than pay a fee if you need cash, get that cash by selling your annuity. Selling your lottery annuity can get you large sums of money now rather than waiting five? 10? 20? or even more years for your annuity to come to maturity.

Reasons to Get Cash for a Lottery Annuity

When you sell an annuity, you get your money right away, which means you can start using it right away. Perhaps you?re looking to buy a house. Well, most mortgage brokers require an up front payment of five to 20% of the final sale price. Your lottery winnings could be that down payment. Or perhaps you have a child to educate. The average cost of tuition and fees for the 2014?2015 school year, according to the College Board, was $31,231 for a private college and $9,139 at a public college for in-state residents. That lottery annuity can provide that education.

So what are you waiting for? Find out how to sell your lottery annuity and start doing everything you want to, today.