Investing for retirement is something that everyone should do, but many people don’t. In fact, almost 30% of Americans do not think that they will be able to retire comfortably because they will not have enough money. If you would prefer to retire before the age of 80 (or ever), you might want to consider…
It is a tough world out there these days when it comes to deciding what to do about money in retirement. Back in the day, employers would pay their employees a pension that lasted you the rest of your life (also known as a golden parachute). You would turn 65, retire on the spot, accept…
Do you run an online business? Whether you’ve got a physical store location or not, many businesses choose to sell items through their own websites, too. You might even take credit card payments by phone if you run a call center or take a lot of shipping orders. Card not present payments can be a…
It’s something many small business owners don’t understand — payroll is far more than just giving paychecks to your employees. In fact, maintaining a company’s payroll includes a number of other tasks and responsibilities that can become overwhelming pretty quickly. This is why your company should look into all the benefits and advantages of opting…
Even though one of the most stable investments you can make in the U.S. is commercial real estate, you don’t want to be too cocky about your expenditure, unless you place it in the right hands. Commercial real estate developers will typically know which properties will give you a return on investment, and properties that…
Feeling a little overwhelmed or concerned by debt? You’re not alone. In total, American consumers owe nearly $11.13 trillion in debt, with numbers continuing rise. According to a recent CBS news report, American debt rises by $75 million dollars each hour alone, and increased 6.2% between 2012 and 2013. The average American household debt amounts…
Getting injured on the job is never something you want to think about, but it couldn’t hurt to know what your options are if an accident does happen and you end up getting hurt. Protect yourself and your family, and opt for a structured settlement. What are structured settlements? Structured settlements are a type of…
According to the National Financial Educators Council (NFEC), a lack of knowledge on how to manage one’s finances cost the average American $1,389 in 2021. This is where financial advisors come in handy. They can guide you on how you can reach your financial goals, educating you on financial products, various investments, tax advantages, insurance…
In order to find the best mortgage refinance rates there are some steps you will want to take before refinancing. First, you will want to evaluate the important financial aspects in your life. These include your credit score, loan terms, and any penalties for early payment of your current home loan. Second, you will want…
Maybe it has always been a dream of yours to start your own business and work for yourself. With the unfavorable economic climate the last few years, it might seem that now is not the right time to make such an important and life changing decision, but with a growing appreciation for small and independent…
