If you are in the market for a mortgage you may be wondering if you should work with a mortgage company or you should go directly to the bank. This is a valid concern that every one that is deciding on mortgage products should be concerned about this.

This video from Dave Ramsey explains mortgage products, what conformity means in the mortgage industry, and what it means when it comes to deciding if you should work directly with a bank or use a company that focuses on helping people get mortgages.

This video explains what happens to your mortgage after you secure it. Spoiler alert, your mortgage will likely be sold to another servicer.


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Understanding how the mortgage process works are essential to choosing the right provider for your needs. This video is chockful of information directly from one of the most respected financial advisors in the industry.

Learn when it is time to choose your bank and when it is time to choose a company that focuses on mortgage lending. This valuable information will help you to make the right choice.

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