Unfortunately, crippling college debt is on the rise — and among some pretty unlikely groups, too. Believe it or not, a large portion of Americans who did not even finish their college education have a great deal of student loan debt. In addition to U.S. men and women who drop out before finishing their degree, a greater number of students are also paying significantly more for comparable education, thanks to for-profit schools. Let’s take a closer look.

The High Costs Of College

The average amount of student loan debt in the U.S. is approaching $30,000. Sadly, there are plenty of former students who wish their debt was that low. “Those without college degrees are less likely to pay back their student debt, not only because they often can’t get a high-paying job, but also because ‘some people feel ripped off and they shouldn’t have to pay it back,'” according to Author Sandy Baum and U.S. News. That means dropouts are also among the most likely groups to fall behind or default on their loans. On the other hand, students attending for-profit schools pay hefty tuition fees for their Bachelor’s degree. Some even borrow upwards of $50,000 per year.

Creative Ways To Get Out Of Debt

College debt is pretty much the norm — and, unfortunately, so is struggling to pay it. Thankfully, there are some unconventional ways to ease the burden. These methods come in handy especially when paying loans from private lenders, who may not offer income-based repayments and other, flexible payment options like the federal government. One option, for instance, is to sell an annuity or an annuity settlement. It’s a decision that about 37,000 Americans make ever year, and 92% say that they are ultimately happy with that decision.

Don’t let student loan debt weigh you down. Get cash for annuity payments (cash for structured settlements and lottery payments are also viable options) — and they can easily help in a bind or in unusual circumstances. More.