Most Americans (65%) would much rather be paid a settlement as one lump sum rather than smaller payments over decades, according to the American International Group (AIG). This makes a lot of sense when you realize that most people in the United States (76%) live paycheck to paycheck and that 62% of us cannot afford…
Every week, millions of people dream about winning big in the lottery only to be disappointed. Some lucky individuals however win by pure chance, becoming overnight millionaires, or so some would believe. In truth, most of those who play the lottery don’t know the difference between lump sum and annuity payments, let alone the specifics…
Winning a personal injury lawsuit is initially a powerful feeling, with most believing that their problems will be immediately solved. Unfortunately, this is not always the case. A structured settlement will distribute money over the course of months or even years, rather than presenting a lump sum all at once. The unfortunate thing about this…
If you are considering buying commercial real estate, you will see there are differences from buying residential real estate. You will most likely be required to put in at least 30% of the cost of the property in order to secure a loan as banks and other lending institutions will only provide loans for 60…
It may come as a surprise that 2015 is expected to be the best year for IPOs since 2000. An IPO filing can be intimidating for some business owners; however, opening a company up to investors can increase the value of its stock. In the case of some recent IPOs, they certainly have ? Fitbit,…
Each month, over 500,000 Americans have exactly the same idea: they decide to start a small business and work for themselves. And many of these entrepreneurs become successful: there are over 25 million small businesses across America, accounting for more than half of all sales and employing over half of the workers in the country….
Winning a structured settlement annuity is a time for celebration and excitement. A successful lawsuit is one of the most common ways to obtain one considering the majority of cases (80 to 92%) end up settling outside of court, but insurance claims, or even lottery payments could be the source as well. The business of…
Whether you are a seasoned worker or your are just entering the workforce, chances are you have some kind of debt. While it is nice to pay for things in cash, bigger purchases like cars and homes almost always require a loan. Below we have listed some of the most common types of debt in…
Do you have a fixed annuity that isn’t quite enough to pay for all your court fees, living expenses, and other ancillary purchases? Instead of waiting 5, 10, or even 20 years for your annuity to reach full maturity, wouldn’t it be nice to sell your fixed payments for one giant lump sum? There are…
Many of us daydream from time to time about hitting the lottery. We might imagine purchasing a ticket for the Mega Millions drawing that evening and what our life would be like if our numbers actually came up. Of, course it?s a long shot, but anything can happen. Maybe our dreams of hitting the lottery…
