Video Source Intellectual property is an individual’s idea or creation. While that sounds simple, things can get pretty complex. Here are the basics of intellectual property. As stated above, intellectual property, or IP, is an idea or creation someone comes up with. This can include designs, processes, logos, songs, discoveries, or symbols. Any individual can…
Filing Chapter 7 bankruptcy gives you a fresh start. To be honest, it comes as a sigh of relief. Once you file for chapter 7 bankruptcy, the court temporarily stops creditors from repossessing property, turning off your utilities, trimming your wages, or collecting payments from you. Video Source In his connection, you can have time…
In the U.S, it costs around $315,000 to build a ranch-style home. However, costs can range anywhere from $150,000 to $600,000. Usually, a 1,800-square-foot home is anywhere from $180,000 to $360,000. On average, they cost roughly $100 to $200 per square foot on top of the cost of the land. There are custom and luxury…
If you are in the market for a mortgage you may be wondering if you should work with a mortgage company or you should go directly to the bank. This is a valid concern that every one that is deciding on mortgage products should be concerned about this. This video from Dave Ramsey explains mortgage…
This video discusses how to prepare for a pension plan audit. It begins with outlining all the different types of pension plans. They include: Simplified Employee Pension (SEP) Plan Simple IRA Plan Profit Sharing Plan Defined Benefit Plan Traditional 401(k) Plan Safe Harbor 401(k) Plan The video goes into the details of each plan. Video…
Why have owner occupied loans become harder to find? In this YouTube video, Ryan G. Wright explains the history behind hard money loans, why they’re hard to find, and what you can do about it. Owner-occupied hard money loans have become less and less common. This is due to more and more regulations. Video Source…
This video from Home & Family discusses the best way to choose bankruptcy counseling services which is mandatory. Credit counseling services can help with budgeting, a debt management plan, and is a mandatory part of filing bankruptcy. Debt can be overwhelming and affect every area of your life. Whether you want to take control of…
Can I deduct home improvement expenses? Many people choose to improve their homes because it allows them to express themselves and increases the value of their homes. While there are many different ways you can improve, from painting rooms to incorporating water heater services, not all projects should be done on your own. Some interior…
Borrowing money is one of the best ways to cover costs for projects that would otherwise be out of reach. If your dream home renovation is just outside your budget, consider borrowing to help bring it within reach. Here are home construction projects you could fund with a loan. Replace a Roof A roof replacement…
In this video, you will learn about taking out a veterinary business loan. Business loans can be tricky to understand. Sometimes, it can be intimidating to take out a loan or even to know how to. Video Source Financial institutions like banks can sometimes make the process harder to understand. Contacting a financial advisor isn’t…
