All too often, lottery winners struggle to manage their winnings and stay financially afloat despite their stroke of luck — and for the rest of us, it just seems unfathomable that you could blow through so much money so quickly. But to be fair, the majority of American households aren’t perfect when it comes to…
Selecting a real estate agent to help buy or sell a home doesn’t have to be a daunting and stress filled affair. The following tips should help keep you from having too many sleepless nights. Ask Your Friends and Family for Recommendations Just like finding a new anything, word of mouth can be a useful…
Are you tired of living in an apartment? Are you frustrated by the fact that the money you pay in rent benefits the landlord and does nothing for your future? If so, it might be time for you to enter the world of home equity loans and home mortgage interest rates and consider purchasing your…
All right, let’s talk about life insurance. Don’t click the back button yet! When a survey has estimated around 37% of millennials as not having renter’s insurance because of a lack of information, when insurance can save you a load of trouble down the road in cases of theft or flood, it’s worth taking a…
Did you know that over 70% of customers used credit cards as of 2012? In America alone there are over 160 million people who own at least one credit card and many own a few at any one time. As the world becomes increasingly globalized, EMV (Europay Mastercard Visa) gets more and more complicated as…
Do you have a structured settlement paying you payments over a period of time? Wouldn’t it be easier if you could sell your structured settlement and get cash now? More than 40 percent of US households spend on average more money than they earn, making living paycheck to paycheck a revolving cycle that is hard…
The subprime mortgage and other risky, sometimes predatory, loan types virtually disappeared after the real estate bubble burst in 2008. But now that the Great Recession has finally come to a close, one high risk loan is making a comeback thanks to a company based in Troy, Michigan. The so-called “interest-only” mortgages feature a period…
Commercial real estate investing is a major career move to make, and it certainly isn’t an easy industry to jump into. It’s no surprise that the more established commercial real estate developers and investors tend to steal the spotlight and make the most profit, but it’s still possible for regular newbie investors to get involved…
After you win the lottery, you basically have two ways of receiving your winnings: as a lottery lump sum payout, or as an annuity settlement. If you choose a payout, you’d receive all your winnings at once. In a lottery annuity, you’d receive them as payments over time. While it might seem appealing to get…
Structured settlements, or settlements paid out over a period of several years or decades, are commonly seen in life insurance payouts, employee lawsuits and disability compensation. These settlements can offer a steady, reliable source of income that augments your regular income. But what if you need the money from your settlement now? In many cases,…
